Thursday, July 5, 2018


Government of India
Ministry of Housing & Urban Affairs
Housing-III Section
Nirman Bhawan, New Delhi,
Dated . 29.06.2018.

Subjec : Interest bearing advances / Seventh Central Pay commission recommendation on House Building Advance – enhancement in past cases regarding.

            The undersigned is directed to invite attention to this Ministry’s OM No. I-17011/11(4)/2016-H.III dated 09.11.2017 on the above-mentioned subject and to say that it has been decided in consultation with Ministry of Finance to make the aforesaid orders applicable with effect from 1st January, 2016. Accordingly, it has been decided that an enhancement of House Building Advance, if applied for, would be granted to government employee for an amount equivalent to the difference between the previously sanctioned amount and the new eligible amount determined on the basis of basic pay as per 7th CPC, in past cases, where HBA was sanctioned on or after 01.01.2016 but before 09.11.2017 subject to complying following conditions:

            a) The Government employee should not have drawn the entire amount of HBA sanctioned under earlier orders and/ or where construction is not completed/full cost towards acquisition of house/ flat is yet to be paid.

            b) There will be no deviation from the approved plan of construction on the basis of which the original sanction of House Building Advance was accorded. The revised cost of the original plan can, however, be considered for determining the additional amount, subject to the prescribed maximum limits.

            c) Supplementary Mortgage Deed. Personal Bond and Sureties will be drawn and executed at the expense of the loanee.

            d) The actual entitlement will be restricted to the repaying capacity computed on the basis of the formula laid down in this Ministry’s OM No I-1701/1/11(4)/2016-H.III dated 09.11.2017. It should be ensured that the entire amount of advance with interest is recovered before retirement of the Government servant

            e) Rate of interest: The rate of interest will be at 8.50% from the financial year 2017-18 onwards. This will be reviewed every three years to be notified in consultation with Ministry of Finance. However, the new rate of interest would be chargeable only on collective amount that would remain outstanding on grant of enhancement of HBA. i.e., the unpaid portion of previously sanctioned HBA plus the enhancement so granted. Thus. the amount of HBA that has already been re-paid on old rates will not attract the fresh interest charges.

2. However, the existing limit of maximum admissible amount of Rs. 25 lakhs for the purpose of construction/ purchase of new house/ flat and Rs. 10 lakhs for expansion of existing house/ flat would remain unchanged. In other words, the sum total of previously, sanctioned House Building Advance and the enhancement granted under these orders cannot exceed the aforesaid limits. In any case, not more than one enhancement is admissible to a Government employee.

3.         The applications for enhanced House Building Advance should be submitted within six months from the date of issue of this order.

4.         Ministries/ Departments with branch offices in the far-flung areas are be advised to give wider publicity to these orders through modern communication means so that there is no occasion for any representation for extending the time limit of six months on the grounds of late receipt of these orders.

5.         This issues in supersession of all the earlier orders on the subject.

(Shailendra Vikra Singh)
Director (IFD)
F. No. Misc-53/CGHS/Gr.Cell/2018
O/o the Additional Director, CGHS (HQ)
Sector-12, R. K. Puram, New Delhi-110022
Date: 29th June, 2018

Sub: Notification of Nodal Officer of Private Health Care Organizations (HCOs) empanelled under CGHS Delhi & NCR.
In compliance with direction of National Human Right Commission (NHRC) and in accordance with Clause No. 9 of Memorandum of Agreement (MOAN, signed between CGHS and Pvt. HCOs. Wherein it is stated that –
            “Empanelled Health Care Organizations shall notify two Nodal Officers for CGHS beneficiaries, one of them being of the rank of Deputy MS/Addl. MS, who can be contacted by CGHS beneficiaries in case of any eventuality”.
            All the HCOs empanelled under CGHS Delhi/NCR are hereby directed to submit the names of 2 Nodal Officer, who can be contacted at the time of emergency by CGHS beneficiaries. The reply should reach the undersigned, within 7 days.
            The names of the Nodal Officer along with the telephone number should be put up on the Admission Counter/Help Desk Counter for the CGHS beneficiaries to take the help in case of any difficulty.
            This issues with the approval of the Competent Authority.
Dr. Sanjay Jain
Additional Director, CGHS (HQ)

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